Alessandra Malito
Alessandra Malito
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A new law would require employees to save for retirement

A new law would require employees to save for retirement

Auto-enrollment may be just what Americans need to save more for retirement — but perhaps only if the government makes it a requirement.  Only half of Americans participate in a , a staggering statistic considering how much of the responsibility for funding an adequate retirement now falls on individuals. The problem: Without the financial education, encouragement or access, retirement savings isn’t always a top priority. Americans have so many other financial obligations to juggle as it is — such as rising costs of college and housing, or shorter-term goals like buying a home or starting a...

March 17, 2021
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Americans’ retirement savings may not be that safe after all, new survey finds

Americans’ retirement savings may not be that safe after all, new survey finds

The stock market may have recovered from the first shocks of the pandemic, but Americans’ retirement savings might not be as lucky.  A majority of Americans — — withdrew or borrowed money from qualified retirement plans since COVID-19 first arrived in the U.S., two-thirds of whom did so to pay for basic living expenses, according to a new survey from Kiplinger’s Personal Finance Magazine and financial firm Personal Capital. Nearly a third of the 744 respondents surveyed withdrew $75,000 or more from a retirement account, and another 58% borrowed between $50,000 and $100,000 the poll found....

January 6, 2021
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