Stacy Cowley
Stacy Cowley
Business reporter for @nytimes. murderer of houseplants. "Well caffeinated," says @PopMech. email stacy.cowley@nytimes.com; DM (open) for my Signal #Source
New York City, NY
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Racial Bias Skewed Small-Business Relief Lending, Study Says

Racial Bias Skewed Small-Business Relief Lending, Study Says

From the very start of the Paycheck Protection Program last year, it was clear that minority entrepreneurs, especially Black business owners, to find a willing lender. A new research project indicates that the problem was particularly pronounced at smaller banks — and human bias appears to be the main reason. The majority of Black borrowers who received aid from the $800 billion relief program got their loan from a financial technology company, not a bank, according to released Monday. The skew toward those so-called fintechs was far sharper among Black borrowers than any other racial...

Oct 18
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‘Take It Like a Gift’: Chase Erases Canadian Credit Card Debts

‘Take It Like a Gift’: Chase Erases Canadian Credit Card Debts

Every consumer with credit card debt fantasizes about having it magically wiped away. For customers with Canadian credit cards from JPMorgan Chase, the dream came true: The bank said this week that it had erased their remaining debt as it closes down its credit card business in Canada. Recipients of the windfall reacted with a mix of elation and shock. “I asked the rep on the phone about five times if she was sure all was truly forgiven,” one after seeing the $883.67 balance on her card drop to zero. “Her reply? Take it like a gift.” A Chase spokeswoman, Maria Martinez, confirmed the...

August 10, 2019
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